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The Trillion-Rupee Blind Spot: The Market’s Hidden Opportunity
Introduction: The Signal in the Noise In the high-stakes world of equity investing, consensus is often a dangerous comfort. When everyone agrees on a direction, the alpha usually lies in the opposite. Recently, a CNBC market sentiment poll delivered a statistic so stark it demands attention: 0% of experts voted for Microcaps as a preferred segment. In a financial ecosystem buzzing with diverse opinions, such absolute unanimity is a statistical anomaly. It signals "maximum pes
Shlok Akolia and Pragnesh Padia
Jan 96 min read
Spending on Steroids
Prices are rising, but so is India’s appetite for better things. Instead of trading down, Indian consumers are trading up; upgrading lifestyles, choices, and experiences across the board. It’s a shift that traditional economics struggles to explain, but investors can’t afford to ignore. What we’re seeing is the rise of premiumisation: a behavioural upgrade happening one category, one income bracket, and one aspiration at a time. It is either driven strongly by the wish to imp
Nayan Bhodia
Dec 1, 20259 min read
The Japanese Asset Price Bubble
The Sun Also Sets: An Exhaustive Autopsy of the Japanese Asset Price Bubble, the Tokyo Housing Mania, and the Lost Decades 1. Introduction: The Anatomy of a Mania The Japanese asset price bubble of the late 1980s stands not merely as a chapter in economic history, but as the definitive clinical case study of financial mania. It was a period where the laws of economic gravity were suspended, replaced by a hallucinatory mix of monetary malpractice, corporate financial engineeri
Shlok Akolia
Nov 24, 202511 min read
The Oracle of Doomed Bubbles
Few investors carry the kind of gravitational pull Michael Burry commands. He is a quiet anomaly, a financial oracle who speaks rarely, trades quietly, disappears often, and yet his footprints shape the loudest, most critical debates in global markets. When Burry takes a position, it isn’t a passive trade; it is a worldview rendered in derivatives. His shorts are not just transactions; they are definitive judgments on the cycle, the incentives, the behaviour, and the collecti
Nayan Bhodia
Nov 17, 20259 min read
The Man Who Shorted The Great Depression: A Technical Analysis of Jesse Livermore's Speculative Principles and Psychological Evolution
The Evolution of the Professional Speculator Jesse Lauriston Livermore (1877–1940) is a pivotal figure in market speculation. Initially the "Boy Plunger," he became the notorious "Great Bear of Wall Street" by anticipating and profiting from major economic downturns. His career evolved from a quick-money scalper in unregulated bucket shops to a systematic speculator relying on long-term economic analysis and strict psychological discipline. Livermore gained fame for profiting
Shlok Akolia
Nov 12, 20259 min read
Storing the sun- a major revolution
The global energy transition is gaining momentum, with renewable energy emerging as an integral pillar of sustainable development. Defined as energy harnessed from naturally replenishing sources - such as sunlight, wind, water, and geothermal heat, renewables are not just alternatives to fossil fuels; they’re the future. Among them, solar energy has witnessed explosive growth, driven by falling panel costs, supportive policy, and vast untapped potential across sun-rich geogra
Nayan Bhodia
Nov 7, 20257 min read
The Relative Strength Paradox: How Future Market Leaders Decouple from the Nifty Trough
The Relative Strength Paradox at the Trough Market troughs rarely align perfectly with index bottoms. Broad indices, shaped by structural...
Shlok Akolia
Oct 2, 20256 min read
Platform Businesses- Scale & Win
Background If you drove on India’s highways in the 1990s, you might remember the first time you had to stop at a toll booth. It felt odd...
Nayan Bhodia
Sep 17, 20259 min read
When the story is apparent, returns are rare
How obvious stories fool investors Stock markets are full of exceptions and peculiarities. This fact etches a super thin line between it...
Nayan Bhodia
Aug 22, 20256 min read
Bottom-fishing And Averaging
It’s about knowing the game, playing it right and making it to the hilltop.
Nayan Bhodia
Aug 1, 20255 min read
The Myth of Holding Forever
“The mantra of “buy and hold forever” is often glorified-but in reality, even the most successful investors sell, trim, and churn their portfolios when needed.”
Shlok Akolia
Jul 23, 20255 min read
Volatility Isn’t the Enemy. Complacency Is
At Xylem, we neither claim nor possess the ability to time the absolute top or bottom of the market. That kind of precision belongs more...
Vinit Gala
Jul 6, 20252 min read
How Money Moves: The Fintech Edition
India’s fintech story is nothing short of a revolution. Over the last decade, technology has completely reshaped how people manage money,...
Vinit Gala
Jul 5, 20254 min read
The Great Indian Liquidity Tug of War: Mutual Fund Cash vs Promoter Exits & IPOs
Liquidity is the lifeblood of the stock market- when it's abundant, markets thrive; when it dries up, panic sets in. This blog explores...
Nayan Bhodia
Jun 26, 20255 min read
Why Your Portfolio Needs More Equity—Now, More Than Ever
As part of our work, we review asset allocations across dozens of client portfolios and one pattern is crystal clear. Most investors are...
Vinit Gala
Jun 22, 20252 min read
Understanding Discretionary vs Non‑Discretionary PMS
Why We Choose the Discretionary Model at Xylem Investments
Shreya Gala
Jun 21, 20252 min read
Rethinking Wealth Management: Why PMS Investing Matters for Every Serious Investor
In today’s rapidly evolving financial world, wealth management is no longer a luxury reserved for ultra-high-net-worth individuals. It’s...
Shlok Mehta
Jun 20, 20254 min read
PMS vs Mutual Funds For Investors
When it comes to managing your wealth, investors today are spoilt for choice. Among the most widely considered options are Portfolio...
Shreya Gala
Jun 1, 20252 min read
Taxation in PMS: What Investors Must Know
A Simple Guide to Understanding How Taxes Work in Portfolio Management Services (PMS) For High Net Worth Individuals (HNIs) investing...
Shreya Gala
May 3, 20252 min read
PMS Performance Trends 2024–25: What the Data Shows
A Look at How Portfolio Management Services Have Performed and What It Means for Investors
Shreya Gala
Apr 10, 20253 min read
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